In a report published on November 12, 2026, at 13:23:14 UTC+08:00, BlockBeats said validator support had increased for amendments related to an XRP Ledger lending system aimed at banks and payment companies. The lending amendment and its first patch each had 22 votes as of Wednesday, up from 19 on October 19. The SingleAssetVault amendment, which would provide funding pools for lending, had 23 votes.
The proposed features had not met the activation requirement: each needed support from at least 29 of the 35 validators on the default list, sustained for two weeks.
Under the proposed system, lenders could deposit XRP or other tokens into vaults, and loan brokers could issue fixed-term loans without requiring borrowers to provide collateral. The report describes a proposed use for deposited tokens, not a return available to token holders.